Workers Compensation Lawyer In Long Island

Workers’ Comp Benefits in New York

A worker who sustains an injury is entitled to compensation at a rate that is equivalent to two-thirds of the average weekly wage (AWW) in New York State for the 52 weeks that preceded the accident date. The rate is determined by the degree of disability and the specified maximums. If you are injured on the job in New York, you may be entitled to the following benefits: 

• Medical Benefits: Your employer or contractor pays for your medical bills, including emergency room visits, observation, specialized treatments, check-ups, medications, assistive devices, and rehabilitation.
• Cash Disability Benefits: If your injury makes it impossible to return to work, you may be entitled to weekly cash benefits equal to no more than two-thirds of your average weekly income, including overtime and additional jobs.
• Lump-Sum Settlements: Under a Section 32 agreement, you and your insurer may decide on a lump sum amount to cover medical care and other necessary costs. This is a buy-out of your settlement that should be discussed with your insurer and a legal representative.
• SLU Benefits: Schedule Loss of Use or SLU benefits are cash awards for loss of limb. If you have suffered the loss of an arm, hand, fingers, legs, feet, or toes, you may be entitled to compensation. You could be eligible if you suffered permanent vision loss or disfigurement in some cases.

Ultimately, the benefit amount depends on your unique circumstances. These benefits apply to specific cases or involve a lengthy settlement process. Also, a seven-day waiting time is mandated by law before receiving workers’ compensation benefits. NYSIF is required to start paying out within eighteen days of the disability starting. Benefits after then are paid every two weeks. So it’s better to get a law expert right beside you & never attempt to file or settle a workers’ compensation claim without an attorney present. 

Your life has been permanently altered, and the insurance company and your employer may not be willing or able to grant you the compensation you need for recovery and to provide for your loved ones. An attorney can guide you through the filing process and guide settling out of court.